Caravan Loans Australia :: Articles

8 Tips to Get the Best Deal on Your New Caravan

How can I get the best deal when buying a new caravan?

8 Tips to Get the Best Deal on Your New Caravan

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

If you’re thinking about buying a new caravan, then the chances are you’re excited about all the adventures you’re going to have with your family in tow. You’re also probably itching to start planning some great getaways, and of course, you want to get the best deal you can on the caravan itself. Perhaps these tips help you on the journey.

1. Do your research

Don't just buy the first caravan you see - make sure you do your research to find the one that's right for you. Look at different brands and models, and read reviews to get an idea of what other people think. Once you've got a few options in mind, it's time to start looking at prices.

2. Compare prices

Get quotes from different dealerships on the caravans you're interested in.

Remember to factor in things like delivery costs, setup fees, and any extras you might want (such as awnings or solar panels). This will give you a good idea of how much the caravan will cost overall.

3. Negotiate

Caravan Loan Specialists
Image for Caravan Loan SpecialistsIf you want fast, easy access to a flexible, low-cost loan to get yourself on the road with a new or used caravan, we can make it happen!. Simply complete our short online loan eligibility assessment to see if you qualify ... and you'll also get access to multiple loan offers sourced from our national panel of specialist Caravan finance brokers. No charge, no credit check ... and no obligation.

Once you've found the perfect caravan, it's time to start negotiating! Don't be afraid to haggle with the dealer - after all, they're trying to make a sale, so they should be open to offers.

Start low and see if they're willing to budge on the price; if not, try asking for extras (such as free delivery) instead.

4. Consider financing options

If you need help paying for your caravan, there are several financing options available. You could take out a personal loan from a bank or credit union, or finance the purchase through the dealership itself.

Just make sure you compare interest rates and terms before deciding on a loan; otherwise, you could end up paying more than necessary in interest charges over time.

5. Know your trade-in value

If you're planning on trading in your old caravan (or car) for a discount on the new one, make sure you know how much it's worth first.

Do some research online or get an appraisal from a local dealership; this will help you determine whether the trade-in offer is fair.

6. Get everything in writing

Once you've agreed on a price (and any extras), make sure everything is put in writing before you sign anything. This includes the sales contract, as well as any warranties or guarantee documents.

This way, there's no confusion later on down the line.

7. Take a test drive

Before you finalize the purchase, it's always a good idea to take the caravan for a spin first. This will give you a chance to make sure everything is in working order and that you're happy with the way it tows behind your vehicle.

If possible, try to take it on different types of roads (including highways and backroads) to see how it handles in various conditions.

8. Do a thorough inspection

Before you drive off the lot, it's important to inspect your caravan thoroughly. This includes checking for any damage on the outside, as well as testing all the appliances and features on the inside.

If something doesn't seem right, don't hesitate to ask the dealer about it; they should be able to help you troubleshoot or resolve any issues you have.

Published: Monday, 17th Oct 2022
Author: Paige Estritori


Caravan Loans Articles

Top Mistakes to Avoid When Applying for a Caravan Loan in Australia
Top Mistakes to Avoid When Applying for a Caravan Loan in Australia
Embarking on the journey of owning a caravan in Australia is the gateway to freedom and adventure. With picturesque landscapes and vast wilderness, the allure of exploring the country on your own terms is enticing. A caravan offers the perfect blend of comfort and mobility, allowing you to create lifelong memories as you travel. - read more
Steps to Getting Approved for Caravan Finance
Steps to Getting Approved for Caravan Finance
Understanding caravan finance is crucial whether you're planning an epic road trip or seeking an affordable way to own a mobile holiday home. Caravan finance allows you to spread the cost of your purchase over a period, making it easier to manage financially. - read more
Essential Tips for a Smooth Caravan Loan Application Process
Essential Tips for a Smooth Caravan Loan Application Process
There's a unique sense of freedom that comes with owning a caravan; it's an open invitation to explore the vast and varied landscapes of Australia at your own pace. For many Aussie adventurers, the lure of the open road and the appeal of impromptu getaways is too strong to resist. Yet, despite the daydreams of life on the road, the financial commitment of purchasing a caravan can be a significant barrier. - read more
5 Mistakes to Avoid When Applying for Caravan Finance
5 Mistakes to Avoid When Applying for Caravan Finance
Embarking on the journey of owning a new caravan is an exhilarating moment filled with visions of open roads and the unparalleled freedom of exploration. The thrills of planning road trips, creating a home away from home, and the anticipation of adventure are ample reasons to consider purchasing a caravan. - read more
Getting Pre-Approved: Why It Matters for Your Caravan Loan
Getting Pre-Approved: Why It Matters for Your Caravan Loan
When it comes to securing a caravan loan in Australia, understanding the pre-approval process is a critical first step. Pre-approval essentially means a lender has reviewed your financial background and is prepared to offer you a loan, provided the details you’ve shared are accurate. This stage doesn’t guarantee the final loan approval, but it does give you a clearer picture of how much you can borrow and at what terms. - read more

Finance News

APRA Implements Cap on High Debt-to-Income Home Loans
APRA Implements Cap on High Debt-to-Income Home Loans
12 Dec 2025: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at mitigating risks in the housing market. Effective February 2026, APRA will impose a cap on high debt-to-income (DTI) home loans, limiting such loans to 20% of new home lending. This measure applies to both owner-occupiers and investors, with an exemption for new housing developments. - read more
Commonwealth Bank Highlights Concerns Over Surging Home Loan Demand
Commonwealth Bank Highlights Concerns Over Surging Home Loan Demand
12 Dec 2025: Paige Estritori
The Commonwealth Bank of Australia (CBA), the nation's largest lender, has raised concerns about the current high demand for home loans, which is contributing to escalating property prices. CEO Matt Comyn acknowledged that while the bank has benefited from the surge in housing credit, such high levels are unsustainable and could undermine long-term financial stability, housing equality, and market accessibility. He suggested that a more moderate pace of credit growth would be beneficial. - read more
Black Friday Sales Lead to Surge in Credit Card Debt Among Australians
Black Friday Sales Lead to Surge in Credit Card Debt Among Australians
12 Dec 2025: Paige Estritori
As Black Friday sales gain popularity in Australia, consumer advocates are raising concerns about the financial strain these events place on individuals and families. The allure of significant discounts and the social pressure to participate in these sales have led many Australians to increase their credit card debt, potentially exacerbating financial stress. - read more
ASIC Calls for Improved Consumer Safeguards in Car Finance Sector
ASIC Calls for Improved Consumer Safeguards in Car Finance Sector
12 Dec 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of the nation's motor vehicle finance sector, uncovering significant issues that raise concerns about consumer protection and lending practices. - read more
Australia's Electric and Hybrid Vehicle Financing Soars in 2024
Australia's Electric and Hybrid Vehicle Financing Soars in 2024
12 Dec 2025: Paige Estritori
Australia is witnessing a significant shift towards sustainable transportation, as evidenced by a remarkable surge in financing for electric and hybrid vehicles. In 2024, the Australian Finance Industry Association (AFIA) reported that over $6.17 billion was allocated to finance 104,835 electric and hybrid vehicles, marking a 50% increase from the previous year. - read more

START HERE
Get a free caravan loan eligibility assessment and compare offers tailored specifically to your circumstances.
Loan Amount:
Postcode:

All quotes are provided free and without obligation by a Specialist from our National Broker referral panel. See our Privacy Statement for more details.


Knowledgebase
Adjustable-Rate Mortgage (ARM) Cap:
A limit on how much the interest rate or the payment can change for an Adjustable-Rate Mortgage.