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MONEYME's Strategic Move: $455 Million Boost for Autopay's Growth

Enhancing Car Loan Accessibility Through Securitisation

MONEYME's Strategic Move: $455 Million Boost for Autopay's Growth?w=400

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In a significant development within Australia's auto finance sector, non-bank lender MONEYME has successfully priced a $455.4 million asset-backed securitisation (ABS) for its secured car loan product, Autopay.
This transaction marks the company's second major auto bond deal, following a $517.5 million transaction earlier in the financial year, underscoring MONEYME's rapid expansion and growing influence in the market.

The substantial growth of Autopay is evident, with the loan book increasing by 47% to reach $912 million in the 2025 financial year. This impressive trajectory is largely attributed to MONEYME's strategic efforts to broaden its distribution channels, notably by expanding its network of broker and dealer referral partners by over 50%. Such initiatives have significantly enhanced the accessibility and appeal of Autopay's offerings to a wider consumer base.

Furthermore, the timing of this securitisation aligns with MONEYME's recent foray into the private sales market, a sector that accounts for more than half of all used car sales in Australia. By tapping into this substantial segment, MONEYME positions itself to capture a larger share of the auto finance market, offering tailored solutions that cater to the diverse needs of Australian car buyers.

For consumers, this development translates into more competitive and accessible car loan options. The infusion of capital through securitisation enables MONEYME to offer attractive interest rates and flexible terms, making vehicle financing more attainable for a broader audience. Prospective borrowers are encouraged to explore these new offerings, comparing them with existing options to secure the best possible deal that aligns with their financial circumstances.

As the auto finance landscape continues to evolve, MONEYME's strategic initiatives exemplify the dynamic nature of the industry. By leveraging securitisation to fuel growth and expand into new market segments, the company not only enhances its own market position but also contributes to a more competitive and consumer-friendly car loan environment in Australia.

Published:Tuesday, 25th Nov 2025
Source: Paige Estritori

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Second Mortgage:
A type of subordinate mortgage made while an original mortgage is still in effect.