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RBA Maintains Cash Rate at 3.60% Amidst Inflationary Pressures

Understanding the RBA's Decision and Its Implications for Borrowers

RBA Maintains Cash Rate at 3.60% Amidst Inflationary Pressures?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The Reserve Bank of Australia (RBA) has decided to keep the official cash rate steady at 3.60% during its November 2025 meeting.
This decision reflects the central bank's ongoing concerns about inflation, which has risen above the target range of 2-3% and is expected to remain elevated for some time.

According to the RBA's latest Statement on Monetary Policy, inflation has increased due to factors such as rising electricity prices and higher household spending. Despite a slight uptick in the unemployment rate, the labour market remains robust, with businesses continuing to hire.

For borrowers, the unchanged cash rate means that interest rates on loans and mortgages are likely to remain at current levels. While this provides stability, it's essential for individuals and businesses to stay informed about potential future rate changes and plan their finances accordingly.

In summary, the RBA's decision to hold the cash rate at 3.60% underscores the importance of monitoring inflation trends and their impact on the economy. Borrowers should remain vigilant and consider seeking financial advice to navigate the current economic landscape effectively.

Published:Friday, 14th Nov 2025
Source: Paige Estritori

Please Note: If this information affects you, seek advice from a licensed professional.

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Certificate of Deposit (CD):
A savings certificate with a fixed maturity date and specified interest rate, typically higher than a standard savings account.